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Davie Home Finance, 115 Donna Rd NE, Palm Bay, FL 32907
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Buying a Home
Purchasing a home will most likely be the biggest and most
important investment you make. There are many things to
consider. The home buying process can seem complicated,
but if you take things step-by-step, you will soon be holding the
keys to your own home! The following steps will help guide
you through the process
1. Figure out how much you can afford
What you can afford depends on your income, credit rating,
current monthly expenses, down payment and the
interest rate.
2. Contact a mortgage professional to discuss
loan options, and get pre-approved
We can help you to determine if you qualify for special
programs, such as FHA, VA, My Community, or if a
conventional loan is best for your situation.
3. Shop for a home
You can do this on your own, or through a real estate agent.
Learn the pros and cons of each.
4. Make an offer
If you need help with closing costs, ask for the seller to help
pay them.
5. Get a home inspection
Make your offer contingent on a home inspection. An
inspection will tell you about the condition of the home,
and can help you avoid buying a home that needs major
repairs.
6. Shop for home owner's insurance
Lenders require this. Be sure to shop around for the best rates.
7. Sign your papers
Once we get final approval from the lender on your loan, you
go to your "closing". This will take place at a local title
company. Make sure you read everything and fully
understand the terms of your loan. Don't be afraid to ask
questions!
Purchasing a home will most likely be the biggest and most
important investment you make. There are many things to
consider. The home buying process can seem complicated,
but if you take things step-by-step, you will soon be holding the
keys to your own home! The following steps will help guide
you through the process
1. Figure out how much you can afford
What you can afford depends on your income, credit rating,
current monthly expenses, down payment and the
interest rate.
2. Contact a mortgage professional to discuss
loan options, and get pre-approved
We can help you to determine if you qualify for special
programs, such as FHA, VA, My Community, or if a
conventional loan is best for your situation.
3. Shop for a home
You can do this on your own, or through a real estate agent.
Learn the pros and cons of each.
4. Make an offer
If you need help with closing costs, ask for the seller to help
pay them.
5. Get a home inspection
Make your offer contingent on a home inspection. An
inspection will tell you about the condition of the home,
and can help you avoid buying a home that needs major
repairs.
6. Shop for home owner's insurance
Lenders require this. Be sure to shop around for the best rates.
7. Sign your papers
Once we get final approval from the lender on your loan, you
go to your "closing". This will take place at a local title
company. Make sure you read everything and fully
understand the terms of your loan. Don't be afraid to ask
questions!
| Call Today!! (321) 373-4659 (866) 319-2998 toll free |